FSA Consumer Reglation Information in the UK
CLICK HERE FOR OUR ONLINE CAR INSURANCE QUOTE
Middlemen, who needs them?
In terms of society's regard, middlemen probably rank alongside traffic wardens, second hand car salesmen and estate agents. But there's a very serious point here however.
Why pay for a broker's find fee when you can deal directly with an insurance company?
Insurance brokers usually trade with only a very limited number of insurance companies and are rewarded by whichever company wins the customer's premium. Brokers are not necessarily going to trawl around for the best deal for you. Their selection criteria is, unsurprisingly, influenced by pound signs. Unfortunately, this, says the cynic, tends to be pounds going into the broker's pockets, rather than any altruistic desire on their part to stem the flow of tenners from yours.
And, as if this lack of choice isn't bad enough, ultimately it's you, the customer, that pays for the broker's bounty as well.
Shopping around, then, ensures you really do have the widest possible selection of insurance companies to choose from. Otherwise you could find the quotes from a broker being determined not by what's good for you, but by self-interest and from a small weighted selection of the broker's pet insurance companies.
It's also worth noting too that most insurance brokers do not solely specialise in car insurance. Most also sell home insurance, health insurance, pet insurance and a whole raft of other types of insurance policy as well. If purchasing through an insurance broker, you must be certain that they can swiftly and efficiently handle your business. For, in the event of a claim on your insurance policy, you will be relying on their expertise to make the whole process as painless and hassle-free as possible.
So, for the time it takes to make a phone call or apply online, you can easily find the car insurance company that suits you and your budget. By cutting out the middleman - the broker - direct insurance companies can pass their savings on commission to you, the customer.
We firmly believe that direct insurance represents not only the best value for money, but also the greatest likelihood of the customer receiving the service they deserve - and the insurance cover they need for them and their family.
Of course, cheapest is not always best. And, with car insurance in common with other types of cover, being under-insured can cost you far more in the long run should you need to make a claim. Better, then, to be safe rather than sorry.
Our insurance provides will work with you to ensure you have the right type of policy whether you drive a Rolls Royce or a Mini.
Compare Insurance Types - Car Quotes - Motor Quotes - Home Quotes - Breakdown Quotes - Travel Quotes - Pet Quotes
DirectChoice Insurance Brokers UK- Home Insurance - Van Insurance - Motorcycle Insurance - Commercial Vehicle Insurance - Breakdown Insurance - Caravan Insurance
Travel Insurance Reviews - Post Office - Tesco - Asda - Boots - Direct Line - Saga - Budget - Sainsburys - Columbus - Norwich Union - Egg - AA - Barclays - Churchill - Nationwide
